I hope this 3 credit report article was able to answer some of the most frequently asked questions, and as new information comes out, please check back often.
A 3 credit report can be valuable in various sorts of ways.
The three major credit reporting agencies are Experian, Equifax and TransUnion, all of which have their own data about your credit,, so you need to access all 3 for an accurate account. The good news is you can purchase a 3 credit report for around $24 which will tell you all you need to know about your credit rather than wasting your time with these so-called free online credit reports.
A lot of companies want to see your 3 credit report before
They will allow you to use their services, and being able to look up your credit record can tell you in advance if what the potential outcome is before applying. For instance you will not be able to secure a home loan, low cost life insurance or acquire an credit card with an acceptable apr among other things at all when you have a bad and poor credit score. Therefore knowing your 3 credit report can serve as a short cut instead of you applying to services that you won’t get.
Also, when you know what your 3 credit report score is it will allow you to see if someone has been putting anything fraudulent on your reports allocating to being a victim of identity theft. For example, if someone has been ordering accounts in your name but has not told you or paid them out, they will then come up as a bad score on one of 3 credit reports. This will help you to fight back appropriately and legally in order to have those removed from your file and get the person who did it — on the ground by calling the police.
Remove the Bad Fraud Claims From Your 3 Credit Report Scores:
This incident involved 3 charges on my mom’s credit report that were totally false because someone was filling for a cellphone by Detroit but the company would not believe it was not her even though it was an address in Florida. She handed over her house title to prove she lived there and had to show multiple forms of ID and mail for them to believe it. They would not believe that he was where she said he lived until and unless she showed them heaps of evidence. What a hassle.
There are so many ways to improve the credit score. One way is to hold credit cards and consistently pay off your bill on time which demonstrates that you are responsible and can be trusted with obtaining credit. Also, it can help if you regularly pay your balance and are on time with gas, phone, electric and utility bills. Good credit is important because ultimately it pays you, through better interest rates and bigger lines of credit, equity lines of credit, home equity lines of credit, low apr credit cards, and all kinds of other financial benefits that are not available to people with bad or poor enough history. I mean come on, It is not much and you have nothing to lose. Get in Touch with me at Katherine@instablogging.com, and i will guide you in person to enhance your credit score in 3 Months only.
